American Express Gift Card, in two formats. There is the American Express business gift card, and the American Express consumer gift card (for family and friends). Each American Express Gift Card has different features and applicable uses.

The American Express business gift card can be ordered with multiple cards totaling as high as $35,000. Business gift card from American Express are also an easy solution for rewards, promotions, and incentives. Large orders are also eligible for a possible discount.

The American Express consumer gift card can be ordered in ships within one to two days, allows the recipient to choose what they want to buy, multiple cards can be shipped with one package, and specialty cards are also available.

If you’re a business and you want some ideas for uses of the American Express business gift card, take these into consideration. You can use these American Express Gift Card for sales incentives for your top sales reps and distributors. You also might want to give out the Christmas bonus, or a birthday gift in the form of an American Express Gift Card. On the other hand, you might want to reward your consumers. For example you may offer a loyalty program where somebody who stays with you for six months to a year gets a free $50 American Express Gift Card.

As a consumer the beauty of the American Express Gift Card is they’re perfect for any occasion, whether it’s a birthday, graduation, holiday, or any other event. The gift card also comes with special offers, including additional savings that featured partners like Pier 1 Imports, KB toys and foot locker. They also offer a decent sized denomination range from $25-$500 per card. If the card becomes lost or stolen it can easily be replaced or refunded.

American Express recommends that when you receive your gift card you send a signature panel immediately, and also write down the gift card number and customer service phone number on a piece of paper so that if the card is lost or stolen you can call them immediately to have the card replaced or refund the money. There is also no expiration date, however after a certain amount of time American Express does begin to charge a service fee, and at the time of this writing is 365 days after the card has been purchased.

If your American Express Gift Card is lost or stolen the phone number to call is 1877 AXP-GIFT (1-877-297-4498).

American Express does not allow you to reload the gift card. Once the initial balance is depleted the card is worthless and should be cut up or destroyed.

Since the American Express Gift Card is treated like a regular credit card, only one name is allowed to be placed on the actual gift card. However when sending out the gift card to another person you are allowed to put more than one name on the note or notice that is sent along with the card.

One more final note, when using your American Express Gift Card or your American Express business gift card, there are a couple things that may become issues mainly at restaurants and gas stations. Many restaurants will request authorization for 10 to 15% even up to 20% higher than the actual tab to account for a tip. Your card could become declined if you have $50 on your card and your bill comes to $50 because if they were to add 10% to that authorization do actually be authorizing a $55 purchase. This doesn’t mean you will pay $55 but he basically puts a hold on the card. You can request a restaurant to put in a specific dollar amount but there are no guarantees that they will or can do this. Also at gas stations it is recommended that you pay inside versus paying at the pump because many gas station pay at the pump credit card terminals will automatically authorize $50-$75 which could cause a problem if you don’t have enough funds on your gift card. Therefore if you go inside and pay the exact amount there should be no issues.

“We are very excited about the many learning opportunities this gift will provide for Maryville University students,” Lombardi said. “Our faculty members are already making plans to use the land across a number of disciplines, including biological, botanical and geological research, as well as astronomy studies.”

Offering an abundance of natural beauty, the property features a lake, a pond, sandstone ledges, both cultivated and wooded acreage and natural springs. It was purchased in the 1960s by Frank Schwaiger and his wife, Trudi Schwaiger, parents of Cheryl McKinley. The Schwaigers immigrated to St. Louis in the 1930s, when Mr. Schwaiger was hired as head brewmaster at Anheuser-Busch Brewery.  He was only 29 years old at the time.

To honor their heritage, the Schwaigers built the main house, designed primarily by Mrs. Schwaiger, an artisan and educator, in the style of a Bavarian chalet. Used for many years as a family vacation home, the surrounding property is adjacent to land now owned by St. Louis architect Frank Schwaiger, Mrs. McKinley’s brother, who has granted a walking easement to Maryville.

“I have happy memories of this place.” Mrs. McKinley said.  “My family worked hard during the week and as soon as possible we’d go out to the country to relax. By Sunday afternoon when we packed up to leave, we felt a complete sense of renewal.”

Since 1991, the property has been used as a retreat center for F.R.E.S.H. Renewal Center, a non-profit organization founded by the McKinleys. Cheryl has an advanced degree in theology from United Theological Seminary of the Twin Cities and is a pastoral caregiver, while her husband Dick, a physician, is a Fellow of the American Society of Addiction Medicine.  F.R.E.S.H. stands for Fellowship Renewing Experience, Strength and Hope.  Its mission is to serve all spiritual seekers and at the center in Augusta, specialized in ministry to individuals and small groups.

The chalet will continue to be used as a retreat center for faculty, staff, students and alumni groups within the Maryville community, said Tom Eschen, vice president for Institutional Advancement.

“While students will find tremendous value in using the property as an outdoor classroom experience, we also hope to engage focus groups, planning committees, think tanks, alumni boards, and other small and large groups in activities designed to take advantage of such restful surroundings just 30 minutes from St. Louis,” Eschen said.

The McKinleys are pleased that the University plans to keep the property intact as it becomes integrated into the life of the Maryville community.

“When I decided it was time to let this part of my life go, finding the right persons to steward the land became important. We’ve received a lot of cooperation from Maryville,” Mrs. McKinley said. “I hope the University will begin to use it quickly and with great joy.”

Maryville University, founded in 1872, is a four-year, private university located in west St. Louis County. Ranked by U.S. News & World Report as one of America’s Best Colleges in the Masters-Midwest category, Maryville University students may choose from 50 academic programs, including degrees at the bachelor’s, master’s and doctoral levels. Among recent graduates, 94 percent are employed or attending graduate school. More than 15,000 Maryville alumni work and live in the St. Louis region.

Whether you want to gift these unique ornaments to make him/her feel really special and loved, African ornaments are fantastic gift ideas to share with family and friends.  African ornaments are precisely hand-crafted using the highest quality crushed marble and set in a resin basin. These stunning objects represent some of Africa’s most beautiful and loved animals, which are being hardened and hand-painted to produce beautiful and individual pieces.  

The range is vast to choose from such as: elephant ornaments, lion ornaments, leopard ornaments, cheetah ornaments, hippo ornaments, giraffe ornaments, buffalo and rhino ornaments. Gift it to your near and dear one with a special message inscribed to personalize your gift item so that he/she will genuinely appreciate the gift from the deepest corners of his/her heart.

The handmade ornaments assure the highest quality standards and can be used as corporate gift items too. When given as corporate gifts to your associates or business clients, it will definitely reflect your business credibility and trustworthiness. You may also buy these personalized ornaments to add a touch of fine finish and style to the interiors of your home and office.

The range of handcrafted African ornaments depict the majestic wildlife of Africa where each piece is evident to display their distinctive beauty.  The elephant ornaments is designed and crafted to capture the magic of the animal it honors and represents. The entire range represent some of the most admired animals from the continent of Africa. Each piece is an ideal gift for anniversaries, birthdays, graduations, holidays, Mother’s Day or Father’s Day.

It is evident in the skilled crafting and detailed hand painting of each piece that the craftsmen and artisans are truly dedicated to create beautiful, lifelike ornaments that realistically relate the majestic animals. You just need to browse through entire selection of African animal ornaments to select the work of art that is just right for you or for your gift recipient. If you have an elephant lover in your life, consider a high quality, handmade elephant ornament that will provide a lifetime of enjoyment.

So, if interested to know more about handmade African ornaments, just visit africanornaments.com

Sterling silver jewelry is available in an amazing variety of design and types, gaining great reverence in its 4,000 year history. Silver is least expensive of the precious metals and United States is one of the biggest silver producing countries in globally.

Sterling silver jewelry gains in popularity as a substitute of gold jewelry. Sterling silver comprises of 92.5 percent silver and 7.5 percent zinc making up some of the most in vogue items of accessory today, with items such as sterling silver rings, sterling silver bracelets, sterling silver pendants, sterling silver earrings and even sterling silver buttons, to name a few.

It makes a perfect gift if you’re pressed for money. Its versatility and affordability make it one of the most purchasable gift items. It is well suited for all occasions – including birthdays, anniversaries, graduation, wedding gifts and even as a christening present. You can select a wide variety of sterling silver jewelry for:

Sterling Silver for Mom

It makes an inexpensive yet exquisite gift for mom. You can choose between sterling silver necklaces, pendants, earrings, rings, and bracelets. You can even personalize the gift by engraving on it.

Sterling Silver for Daughters

It makes equally divine gifts for fathers to appreciate their place in our lives. The beauty of sterling silver jewelry lies in their simple yet elegant beauty.

Sterling Silver for Valentine’s Day

Celebrate your Valentine’s Day with an individual, distinctive and reasonable sterling silver gift from our breathtaking collection of sterling silver necklaces, silver bracelets, silver rings, silver pendants and silver earrings.

Birthdays

Sterling silver makes the perfect birthday gift for its elegance and affordability. The Butterfly Collection makes exquisite birthday gifts, since they are a representation of metamorphosis or change, much like a birthday is. Cell phone charms also make great gifts for friends and family and one of the most personalized gift items available.

Wedding / Wedding Anniversary

Sterling silver gifts and sterling silver jewelry is ideal for a weddings and wedding anniversary. Silver wedding rings are low in price but high in terms of beauty since silver is one of the most reflective of all the metals. Sterling silver bridal charm like the Mother of Pearl Charm and White Satin Heart Charm, accented with Swarovski crystals, pearls and sterling silver detail make special gifts for a wedding day. The signature collection satin hearts make romantic, thoughtful gifts to your loved one.

Christmas Gifts

Sterling silver jewelry makes for unique Christmas gifts which surprise and awe your loved ones. Silver bracelets, sterling silver necklaces, sterling silver pendants, sterling silver earrings and sterling silver rings are ideal for this festive time.

Sterling silver makes a beautiful combination with gemstones, bringing about a dazzling effect. The variety of color, gem stones and setting makes the sterling silver an unbeatable choice for a gift item.